James Lowrey is Managing Director and Head of Trade & Working Capital Product at Lloyds Bank, where he leads the development of trade finance and working capital solutions for corporate clients across domestic and international markets. With more than three decades of banking experience spanning Europe, Asia and the Pacific, he has built a strong reputation for helping businesses unlock liquidity, strengthen supply chains and navigate the complexities of global trade.
Before joining Lloyds, James held senior leadership roles with global financial institutions including SMBC, ANZ and Westpac, giving him broad expertise in commodity finance, structured trade, export finance and transaction banking. A regular contributor to industry discussions, he is recognised for his practical insight into trade finance innovation, working capital optimisation and risk management, making him a respected voice across the trade and treasury community.