Terms and Conditions

1.2. Terms

This terms of use (together with the documents referred to in it) tells you the terms of use on which you may make use of our website “www.tradetreasurypayments.com” (our site), whether as a guest or a registered user. Use of our site includes accessing, browsing, or registering to use our site.

Please read these Terms and our Privacy Policy before using our Site. By using our Site you are agreeing to be bound by these Terms and our Privacy Policy.

We recommend that you print a copy of this for future reference.

By using our site, you confirm that you accept these terms of use and that you agree to comply with them.

If you do not agree to these terms of use, you must not use our site.

1.1. Definitions and Interpretation

In this Agreement the following terms shall have the following meanings:

“Content” means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a digital format and that appears on or forms part of this Website or wider services by TTP;

“TTP” means Trade Treasury Payments (or TRADE & TRANSACTION FINANCE MEDIA SERVICES LTD);

“Service” means collectively any online facilities, tools, services or information that TTP makes available through the Website either now or in the future;

“Premises” means our registered place(s) of business located at 5th Floor, 36–38 Wigmore Street, London, W1U 2BP;

“System” means any online communications infrastructure that TTP makes available through the Website either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities, and email links;

“User” / “Users” means any third party that accesses the Website and is not employed by TTP and acting in the course of their employment; and

The “Site” means the TTP-owned website that you are using, including, but not limited to (tradetreasurypayments.com) and any sub-domains of this site unless expressly excluded by their own terms and conditions.

“TTP-Owned Websites” means controlled, majority-owned, or where TTP controls the Data or Content of a website. It also covers any owned content on third-party platforms, if applicable.

1.3. These Terms explain:

• Our Terms of Business
• How our Sites operate
• What you can do with our content
• What we can do with things you post
• Your rights and responsibilities

1.4. Updating these Terms

We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we made, as they are binding on you.

Changes will become effective as soon as they are posted. If you continue to use our Site after the posting of changes to these Terms, your use of the Site indicates your agreement to be bound to the new Terms.

2.1. Our Site is all about sharing information on trade, treasury, and payments. We provide regularly updated information and news, finance tools and products, as well as views on the economy. The information you read on our Site is a great starting point for your further research.

3.1. Read Trade Treasury Payment’s full Terms of Business and Commitment here. Please note that these apply in addition to the Privacy Policy.

4.1. We take your privacy seriously. Please read our Privacy Policy to see how we collect, use and protect your personal information.

Links on our Site

5.1. Our Site includes details on, or links through to information provided by other websites. We don’t control the accuracy or completeness of that information and cannot accept any responsibility for the content of those websites. You take full responsibility for using that information and verifying it and for any decision to use, purchase or refrain from purchasing any of the services or products mentioned on a linked site. If you do purchase products or services from another website, please read its contract carefully before deciding to buy. Remember: your contract for those products or services will be with that website or company, not us.

5.2. When you use other websites, any personal information you give them will be dealt with in line with their privacy policies, not ours, so please read the privacy policies of each and every such website before using them.

5.3. Some of the links included on our Site are affiliate or paid for links. These are links which lead directly or indirectly to a financial or other product provider and which may result in us receiving a fee or commission as a consequence of you clicking through to its site or purchasing a product from it. However, our impartiality is important to us so we ensure our content is independent.

Links from your website

5.4. You are only permitted to link to our Site with our prior written consent provided you:

5.4.1. comply with these Terms and all applicable laws;

5.4.2. do not use any of our trade marks or logos;

5.4.3. link only to those pages (including our homepage, where relevant) we have given you our permission to link to;

5.4.4. do not in any way imply that we are endorsing you, your website, or its products or services;

5.4.5. do not misrepresent your relationship with us or present false information about us;

5.4.6. do not infringe any intellectual property or other rights of any person or otherwise breach relevant laws and regulations;

5.4.7. do not have content on your website that could be considered distasteful or offensive.

If you breach these terms, we have the right to require that your link is removed and to take whatever other action we think appropriate.

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Please see our Editorial Policy for more information.

Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

7.1. When you post content or comments on our Site, you agree and represent that you have created that content. You still own any copyright in the text that you post on our Site. We may automatically track certain contextual links in your Comments posts, whether through Skimlinks or through our own technology.

7.2. We, or authorised third parties, reserve the right to cut, crop, edit or refuse to publish your content at our or their sole discretion. We may remove your content from use at any time. You acknowledge and accept that the technical requirements of our Site may result in changes to your content to conform with it. We take no responsibility for the deletion or failure to store postings of user content submitted by you or other Site users. Please see our Editorial Policy for more information.

7.3. If you’re aged under 16 you confirm you have the permission of your parent or guardian to submit content to us.

Please see our Editorial Policy for more information.

8.1. We encourage debate and the sharing of information between our users. However, we do require that your use of your views in our Comments, Social Media and any other communication systems that we provide is lawful and in accordance with our Rules which are incorporated into these Terms.

8.2. We accept no liability for user content on the Site provided by yourself or by others, including any reliance on the accuracy or completeness of such user content. You acknowledge and accept that user content posted on our Site is the opinion of the person posting only and in no way reflects our opinions or attitudes. You further acknowledge and accept that we have no obligation to moderate any content posted by you and other users on the Site.

8.3. You warrant that the content you post does not contain extremist views, appear to incite or promote terrorist activities and is not obscene, fraudulent, libellous, threatening, harassing, abusive, hateful, or embarrassing to any other person as determined by us in our sole discretion, or illegal. You further warrant that the content you submit to us does not infringe any intellectual property right or proprietary or privacy right of any party or individual.

You agree not to:

8.3.1. post or transmit advertisements for or solicitations of business (whether openly, or under the false guise of an unconnected party);

8.3.2. after receiving a warning or otherwise being banned from the Site, continue to disrupt the normal flow of dialogue, post or transmit comments that are not related to the topic being discussed;

8.3.3. post or transmit chain letters or pyramid schemes;

8.3.4. impersonate another person;

8.3.5. disguise the IP address of the connection used to post any message;

8.3.6. post or transmit any files containing viruses or other harmful computer code;

8.3.7. harvest or otherwise collect or use information about others, including email addresses, without their explicit consent;

8.3.8. allow any other person or entity to use your identification for posting or viewing comments or for communicating with other users;

8.3.9. post the same note more than once or spam;

8.3.10. knowingly post untrue information about another person or business with the intention of harming their reputation or livelihood;

8.3.11. engage in any other conduct that restricts or inhibits any other person from using or enjoying these areas of our Site, or which, in our judgement, exposes us to any liability or detriment of any type;

8.3.12. intentionally make false or misleading statements about investments, their price or their prospects. If you do, you may be committing a criminal offence;

8.3.13. post either intentionally or otherwise, any material that could have the effect of manipulating the market value of any investment. This may be a criminal offence; or

8.3.14. give investment advice by way of business or make financial promotions.

9.1. We provide our Site in good faith but we can’t and don’t warrant the completeness, truth or accuracy of the information or other content or postings found on our Site, or their usefulness for any particular purpose. You acknowledge and agree that: (i) your use of the Site is at your own sole risk; and (ii) you bear full responsibility for your own Company finance research and decisions and that we shall not be liable for any action that you or others take or don’t take based on your use of or reliance on information provided by us or other users of our Site.

9.2. We don’t accept any responsibility or liability for the accuracy or reliability of any statement made on the Site by anyone other than authorised TTP employees acting in such capacity.

9.3. We don’t promise that your access to our Site, or its content will be delivered uninterrupted, timely or error-free, or that the Site will be free from viruses or other harmful properties. It’s your responsibility to implement satisfactory safeguards and procedures to make sure any files you obtain through our Site are free from such contaminations or other harmful properties.

9.4. You are responsible for making all arrangements necessary for you to have access to our site.

9.5. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

10.1. Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

10.2. To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

10.3. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, our site; or

• use of or reliance on any content displayed on our site.

• If you are a business user, please note that in particular, we will not be liable for:

• loss of profits, sales, business, or revenue;

• business interruption;

• loss of anticipated savings;

• loss of business opportunity, goodwill or reputation; or

• any indirect or consequential loss or damage.

10.4. If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

10.5. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

10.6. We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

11.1. You agree to indemnify, defend and hold harmless us, our directors, officers, employees, and licensers from and against any claim, liability, cost, damage, or loss we may incur (including reasonable legal fees) as a result of any material that you post or transmit on our Site, Social Media, or via any other communications systems, any actions you take which disrupt access to and/or the functioning of our Site or any breach by you of your obligations under these Terms.

12.1. If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

12.2. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

12.3. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at dataprotection@tradetreasurypayments.com.

13. General

13.1. If any of these provisions is deemed invalid, void or unenforceable, that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions.

13.2. Our failure or delay to exercise any provision of these Terms shall not be construed as a waiver of any provision or right.

13.3. These Terms shall be governed by the laws of England and any dispute between us will be resolved exclusively in the Courts of England.

These Terms were last updated on 8 January 2026.

Any questions? If you have any questions about our Site or these Terms, please contact us on info@tradetreasurypayments.com or by post at: Trade Treasury Payments, 5th Floor, 36–38 Wigmore Street, London, W1U 2BP.